THE REWARDS JOURNAL

Your points have a destination

Passenger jet taking off at night above lit runway lights

Travel & Redemptions7 min read

Should You Book a Flight With Cash or Credit Card Points? A Simple Way to Decide

Neither is always better. A simple way to compare the cash fare with what your points are really worth.

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Passenger jet flying through a clear blue sky

Points & Rewards6 min read

Your Airline Miles Are Not the Same as Cash: What Happens When You Transfer Credit Card Points?

Card points and airline miles follow different rules. What changes when you move points across, and what to check first.

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Traveller with a camera looking up at an airport departures board

Travel & Redemptions7 min read

The Hidden Cost of a Reward Flight: Taxes, Surcharges and Fees You Should Check

Booking with miles rarely means paying nothing. The taxes, surcharges and fees to check before you redeem.

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Resort pool lined with palm trees under a pink sunset sky

Travel & Redemptions7 min read

One Destination, Three Ways to Pay: Cash, Credit Card Points or Hotel Points?

Pay cash, redeem card points or use hotel points? How to compare all three for the same stay.

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Whitewashed houses on a Santorini cliff above the blue Aegean

Points & Rewards6 min read

Are Your Credit Card Points Losing Value? How to Protect Your Travel Rewards

Rising award prices, changing partners and expiry can shrink what your points buy. How to protect them.

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Pura Ulun Danu Bratan temple on a misty lake in Bali

Credit Cards7 min read

Are You Using the Right Credit Card for Your Next Trip? A Travel Rewards Guide

The best travel card is the one whose benefits you’ll actually use. How to choose for the trips you take.

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Yellow camper van on an open desert road between red rock formations

Guides & Strategies6 min read

Is It Better to Save Credit Card Points for a Big Trip or Redeem Them Now?

Waiting for the perfect redemption isn’t a strategy. When to hold your points, and when to use them.

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The Taj Mahal reflected in its long garden pool

Points & Rewards2 min read

Your Credit Card Points Are Losing Value. Here’s How to Protect Them.

Your balance may not shrink, but what it can buy can. Five habits that keep your points worth something.

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Resort infinity pool among palm trees overlooking the sea

Credit Cards3 min read

The Best Travel Credit Card Isn’t Always the Most Expensive One

A high annual fee doesn’t guarantee high value. How to pick the card that fits the way you actually travel.

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Passenger jet climbing into a pink evening sky

Travel & Redemptions3 min read

Should You Transfer Credit Card Points to Airline Miles?

Transfer ratios, award seats and the cash price: what to check before you move a single point.

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Travellers watching hot-air balloons rise over Cappadocia

Guides & Strategies3 min read

Five Credit Card Reward Mistakes That Could Cost You Your Next Holiday

It’s often not how many points you earn, but how you manage them. Five common mistakes and how to avoid them.

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Aerial view of the Burj Al Arab hotel in Dubai

Travel & Redemptions3 min read

One Holiday, Three Credit Cards: How to Find the Best Rewards Strategy

Planning a Bengaluru to Dubai trip with three cards in your wallet? Here’s how to decide which to use where.

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A green seedling growing from a pile of coins

Credit Cards3 min read

Credit Card Points vs Cashback: Which One Gives You More Value?

Cashback is simple; points can go further. How to compare the two on value, not just headline numbers.

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An hourglass standing on a pebble beach

Points & Rewards3 min read

Your Credit Card Points Are Expiring. Here’s What to Do Before You Lose Them.

Not all reward points last forever. Simple habits to keep track of expiry dates and use points well.

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Private jet on the runway at sunset

Credit Cards3 min read

Best Super Premium Credit Cards in India (2026): Which One Actually Deserves Your Wallet?

A practical look at premium cards, earning potential, and the banking relationships behind them.

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Traveller relaxing in an airport lounge as a plane takes off

Offers & Updates2 min read

The Free Lunch Is Over: What Amex’s Latest Cut Really Tells Us

What changing milestone benefits reveal about the value of premium credit cards.

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Marina Bay Sands and Gardens by the Bay in Singapore

Offers & Updates5 min read

Visa Power Travel 2026: Is the 20% Reward Really Worth It?

A closer look at the conditions behind the headline reward percentage.

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Gateway of India in Mumbai under a pink sunset sky

Points & Rewards2 min read

The Rewards Game in India Is Changing

What cardholders should be looking at as reward programmes and redemption rules evolve.

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Map, notebook, camera and bag laid out for trip planning

Points & Rewards4 min read

Your Credit Card Rewards Shouldn’t Just Sit There

How to think about the real value of the points you already have.

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Aircraft wing above the clouds at sunrise

Guides & Strategies4 min read

You’re Using the Wrong Credit Card for Your Travel Goals

Why the right card depends on the trip you want to take.

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Houseboat on the palm-lined Kerala backwaters

Guides & Strategies3 min read

The Credit Card Rewards You’re Probably Leaving on the Table

A smarter way to look at recurring spending and the rewards it may generate.

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Large family holding hands on a beach at sunset

Travel & Redemptions3 min read

What If Your Family’s Credit Card Points Could Help Pay for the Same Trip?

Bring the family’s existing rewards into the same travel-planning conversation.

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Hawa Mahal in Jaipur with decorated horses on the street

Travel & Redemptions3 min read

Indians Want to Travel More. What If Their Existing Spending Could Take Them Further?

Explore how rewards you already earn may contribute to a future trip.

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Editorial content for general information only. Card features, fees, offers and partner rules change often. Always verify current terms, eligibility and conditions with the issuer before acting.

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